Highest Payout Rates Online Casinos: our rating method

Seven checks. A pass line and a fail line are set for each one. Cashout comes first because a payout rate means little if the money is hard to take out. Fail one check and the brand is off the list.

1. Withdrawal routes. Pass: the cashier offers Visa, Mastercard, Interac, Echeck, Payz, Instadebit, MuchBetter or Express Connect for cashing out. Fail: no usable route, or a route that appears only after a deposit made some other way. The list is checked against the casino's own payment page, not guessed.
2. Cashout terms against the cashier page. Pass: the window and limits on the cashier page match the written terms. Fail: two different answers to the same question. We also look for conditions that appear after the request is made. Any of them is a fail.
3. Licence in the public register. Pass: the Kahnawake Gaming Commission entry at gamingcommission.ca is active and names the same operating company as the terms. Fail: no details, a mismatch or a lapsed entry. This check can end a review early.
4. RTP build. Pass: published paytables show 96%+ on slots. Video poker may reach up to 99.9%, but only on a full-pay schedule. Fail: a lower build, a hidden figure or an unclear schedule. RTP averages out over the long run and promises nothing for one session.
5. Tables and studios. Pass: blackjack pays 3:2, not 6:5, and the games on show come from Pragmatic Play and Games Global, formerly Microgaming. Fail: short-pay blackjack or unexplained suppliers in the lobby.
6. Support and mobile. Pass: live chat gives a real answer from a phone browser, and the cashier works on the phone from deposit to withdrawal request. Fail: chat that is shut during posted hours, or any cashier step that breaks on mobile.
7. Player controls. Pass: deposit, loss and session limits, time-outs and self-exclusion can all be set from account settings. Fail: any of them locked behind a support request. Self-exclusion is per brand; we do not claim otherwise.

Each check is made against the brand's published pages and noted at the time. Seven passes put a brand on the list. One fail removes it. Checks are repeated when terms, cashier routes or game builds change.

We earn referral commission from listed casinos. It does not change a pass or a fail, and it does not change order. Content is for adults of legal age (19+ in most provinces, 18+ in Alberta, Manitoba and Quebec). Help with play that has stopped being fun: responsible gaming.